on your deposits simply when you maintain or increase your balances. The UOB Stash Account is a savings account that allows you to earn an effective interest rate of up to 3% p.a. So read on to find out more about the UOB Stash Account. Whether you are a student, a retiree or simply have too much cash, this is something you might be interested in. This is not the same as the usual UOB One, OCBC 360 or DBS Multiplier, and is actually closer to a traditional savings account where you don’t need to fulfill separate criteria to get a higher interest. with very few requirements to earn a higher interest rate. The UOB Stash Account now offers an effective interest rate of up to 3% p.a.